Cooperatives of Saving and Credit
Our value proposition aims to provide your institution with a modern IT solution that contributes to its digital transformation, streamlining and controlling risk management, supporting and making the operational areas involved more profitable.
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Strengthen commercial management
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Optimize business and operational processes
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Increase the level of customer satisfaction
Passive Portfolio
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Normal Contributions
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Profitable Contributions
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Current savings
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Term savings
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Scheduled Savings
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Common actions
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Preferred stock
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Micropensions
Credit Methodologies
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Individual
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Solidarity Groups
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Communal Banks
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Community Credit
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Factoring
Active Portfolio
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Staff
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Consumption
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Trust
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Microcredit
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Rotary
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Revolving
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Pledge
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Mortgage
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Agricultural
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Commercial
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Business
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Financial Factoring
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Financial Leasing
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Consumption / Retail
Electronic Payment Methods
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Credit card
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Debit
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Prepaid card
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Virtual card
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Service card
Associate Service and Attention
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Onboarding to associate Natural Persons, Legal Entities, Groups
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Onboarding to manage credits
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Management of the relationship with the Associate, analyze the 360° profile
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Marketing campaign management
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Management of business opportunities
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Service management
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Digital contact and customer notifications via SMS, Whatsapp, email
Service Channels
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Agency cash operations:
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Control of cash in vaults
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Cash control in agencies
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Deposits
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Withdrawals
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Loan disbursements
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Loan payment
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Collectors payment
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Remittance payment
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Match and close boxes
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Balance and closing of agencies
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Operations through the Internet
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Operations through Mobile Devices
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Operations through Correspondent Agents
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Integration with business partners, receipt of online transactions in real time
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Integration with business allies, reception of agreements modality transactions
Operation management
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Loan portfolio management
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Administration and control of payments / payroll
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Risk assessment in current loan portfolio
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Portfolio recovery or centralized collection
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Portfolio recovery or mobile collection
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Deposit portfolio management
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Calculation and distribution of surpluses / Sponsorship / Dividends
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Management of financing lines and credits with funders
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Pledge of portfolios and rediscounts with funders
Risk management
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Mitigate Association Risk
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Mitigate Credit Risk
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Mitigate Transactional Risk (Money Laundering Prevention)
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Mitigate Financial Risk
Compliance Management
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Information for compliance Superintendency of the Financial System
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Information for compliance with the Central Bank
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Information for compliance with the Ministry of Finance
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Management and control of special transactions (PLD / FT)
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Information for Compliance Know Your Customer
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Information for compliance Politically Exposed Person
Strategic Information System
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Analytical information
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Information KPI's and KRI's
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Executive dashboards
Administrative, Financial and Accounting Processes
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Management with suppliers, accounts payable
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Purchasing Process
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Supply inventory management
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Fixed asset management
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Bank account management
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HR and Payroll Management
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Investment management and reports
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Accounting and Finance